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Rates effective as of April 30, 2014

Personal Checking Accounts*

 

Account Type

APY***

Interest Rate

Minimum Balance to Earn APY

Personal Now Checking .25%
.25%
$1000
Personal Money Market†
Tier 1: $0 - $24,999.99
Tier 2: $25,000 - $99,999.99
Tier 3: $100,000 - or greater
.10%
.45%
.70%
.10%
.45%
.70%
$0**
$25,000
$100,000


Personal Savings Accounts*

 

Account Type

APY***

Interest Rate

Minimum Balance to Earn APY

Personal Savings**** .25%
.25%
$100


***APY = Annual Percentage Yield
** $2,500 Opening Deposit Required
*Fees Could Reduce the Earnings on Accounts
Determination of Rate - At our discretion, we may change the interest rate on your account

†Transaction Limitations - Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a money market account or a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your money market account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments).

****Transfers from a Personal Savings Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per statement cycle with no transfers by check, draft, debit card, or similar order to third parties.


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West Palm Beach: 561.432.2122 North Palm Beach: 561.841.3868
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